Independent oversight and expertise you can trust

WTW’s LifeSight master trust helps your employees retire with confidence.

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87% of our members would recommend LifeSight*

About LifeSight

LifeSight has been dedicated to helping members achieve happy, secure retirements for over 10 years. We were the first master trust in the UK to be authorised by the Pensions Regulator, backed by our fully independent trustees. LifeSight was awarded DC Pension Scheme of the Year for the second consecutive year at the 2025 Pensions Age awards.

Today, LifeSight is trusted with the retirement savings of over 425,000 members, totalling more than £22bn in assets as of January 2025. We use our scale and experience to drive continual innovation in defined contribution pensions, for the benefit of our clients and our members.

LifeSight is available as a fully outsourced pension solution, or as a post-retirement option that gives retiring members of your existing pension scheme a seamless route into a high-quality decumulation arrangement.

What people are saying about us

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LifeSight has particularly strong financial wellbeing and savings consolidation tools, which we feel are increasingly important in the defined contribution market as members have more options and are faced with more decisions on how to manage their retirement savings.
We have an in-house team who conducted a thorough review of the master trust market and we were very impressed with LifeSight, from the transparency and access provided by the management team to the independent governance provided by its trustee board. Its investment operations, its commitment to ESG and the online experience and tools available to members were particular strengths that we identified.
At the moment I feel totally unprepared, but with the LifeSight AgeOmeter I've been able to work out how much I need to increase payments to be on track.
The platform and app are easy to use and support planning for retirement. By being easy to access and review regularly - it encourages me to save more.
My financial advisor was impressed by my LifeSight pension.
Very easy website and app with regular and pertinent updates. I like the yearly summary and the video explaining everything.
It enables me to invest and spend my money in a flexible way and is ideal for my circumstances.
It's much easier to see what is going on with my pension than my previous pension providers, where it was more of a 'black box' with an annual statement and nothing else. I was able to transfer all my pensions into LifeSight without issue after I started work at my current job, which has made things a lot easier.
Easy to navigate website and easy to access in person assistance.

The journey so far

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2015

Launch of LifeSight master trust in the UK.

2018

LifeSight is the first UK master trust to introduce ESG investment strategy in the default fund.

2019

LifeSight is the first UK master trust to be authorised by the Pensions Regulator.

2019

Mobile app launched.

2021

LifeSight reaches £10bn in assets under management and 225,000 members.

2021

LifeSight announces $1bn investment in new Climate Transition Index Fund.

2022

New objective-based post-retirement investment options launched for members.

2023

Personalised online carbon footprint tool launched for members.

2024

LifeSight invests in UK private equity LTAF.

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2024

LifeSight reaches £20bn in assets under management and 425,000 members.

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2024

LifeSight app downloads reach 1.5m.

2025

LifeSight signs up to Mansion House Accord with intent to invest in private markets.

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Why choose LifeSight?

Experience. Expertise. Ease.

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Innovative, great value investments

LifeSight’s scale and independence from asset managers means we can give our members access to attractive investment opportunities from across the market at lower fees, helping them make the most of their retirement savings. This also helps you as the employer to protect the value of the investment you are making in your employees through plan contributions.

Our track record in delivering sustainable investment performance led to Corporate Adviser naming LifeSight as a top performer for younger savers over 2024.

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Intuitive, simple tools that help members achieve their retirement goals

We are passionate about making our tools easy to use and accessible. This helps our members make better decisions when saving for retirement and feel more prepared.

Our ageOmeter tool provides an instant snapshot for our members of when they can afford to retire, and the LifeSight app (rated 4.6 out of 5 on the App Store) helps them stay on top of their pension wherever they are.

We also provide detailed analytics and benchmarking to support you with your benefits strategy, including:

  • Adequacy metrics
  • Demographic trends
  • Financial wellbeing insights
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Governance you can trust

LifeSight is governed by an entirely independent Trustee Board, which oversees every major decision made in LifeSight.

All trustees are independent individuals, with a diverse mix of experience and skills to ensure they consider the best interests of all members. Combined with dedicated day-to-day support from an experienced WTW team, you can be reassured that your employees will receive a high-quality service.

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Meaningful, motivating communications

Because we know people like to learn about financial matters in different ways, LifeSight supports its members through a comprehensive mix of digital, paper, telephone and face-to-face communications.

All of our employers have seen this approach significantly increase the level of pensions engagement and understanding amongst their employees.

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Creating a seamless transition

Your transition to LifeSight will be managed carefully by a dedicated implementation team working closely with you to minimise disruption and take on as much of the heavy lifting as possible. We will design a communication plan specific to the needs of your workforce so that members can be guided through all stages of the process, ensuring a positive experience for you and your employees.

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A global family of solutions

LifeSight solutions are available all around the world. When you choose LifeSight, we bring you both local expertise and our best global ideas in defined contribution plan management and financial wellbeing.

See where we operate

Find out how LifeSight can help your organisation

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Your LifeSight team

Meet the independent Trustee Board and key members of the LifeSight management team.

Meet our team
Simon Ellis
Caroline Fawcett
Helen Harlow
Howard Williams
Monica Kalia

Powered by WTW

At WTW, we provide data-driven, insight-led solutions in the areas of people, risk and capital that make your organization more resilient, motivate your workforce and maximize performance. We work shoulder to shoulder with you, bringing diverse points of view and a deep commitment to your success.

By challenging one another, we achieve breakthroughs because only the best ideas survive. The result? Innovative solutions that meet your needs—informed by the global view and the local understanding of our colleagues around the world.

Together, we broaden your horizon and sharpen your focus. Transform your toughest challenges into actionable opportunities. And set your path for sustainable success.

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Get in touch

Find out how LifeSight can help your organisation.

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Employer FAQs

Find answers to the questions most frequently asked by employers.