The LifeSight master trust

Designed for employers looking for a high quality, lower risk pension plan without the governance burden.

Younger women doing yoga with dog wellness lifestyle

Retired woman enjoying hobby guitar playing

LifeSight gives you access to our leading-edge technology platform

About the master trust

Running a defined contribution pension scheme is becoming complex and costly for a lot of employers. Governance is growing ever more onerous and there is a strong focus from regulators on scale.

Organisations are increasingly looking to specialist providers to take on these responsibilities as a way to maximise value for both employer and employees.

LifeSight’s master trust offers the best attributes of a trust in an outsourced arrangement. Our unique solution looks after the day-to-day running of the scheme, whilst an independent trustee board looks after the interests of your members.

LifeSight gives you access to our leading-edge technology platform, including the award-winning ageOmeter tool, and administration services. Combined with our proven expertise in investments and communications, along with our complementary financial wellness and personal financial advice solutions, LifeSight is the complete package.

Find out how LifeSight can help your organisation

Get in touch

Why choose LifeSight?

Experience. Expertise. Ease.

Brighter financial futures for members

LifeSight is dedicated to achieving happy, secure retirements for our members. Personalised communications and easy-to-use online and mobile tools boost engagement and understanding, simplify complex decisions, and give members the support they need to improve their retirement outcomes.

Control, oversight, accountability

Each employer retains control over their own benefit structure and contribution levels. You will benefit from end-to-end support from trusted specialists, including a dedicated relationship manager.

A seamless and hassle-free transition

Transitioning to the LifeSight master trust is easy. We do all the heavy lifting and guide you every step of the way. Employees will still identify their employer as the pension provider as the employer brand will remain at the forefront of what the members see.

Smarter investments

Because we’re not the appointed investment manager, we act independently. LifeSight uses open architecture and third-party investment managers, meaning new strategies and investment managers can be appointed as needed to manage the funds on your behalf.

By leveraging our scale, we can offer a full range of smart investment strategies built to respond to the different needs of members.

Robust governance framework

The master trust is governed by an experienced, professional trustee board with an Independent Chair, Ciarán Long, who has over 30 years’ experience in senior roles in the pensions, life assurance and financial services industries. The master trust is regulated by the Pensions Authority and is subject to ongoing supervision requirements to maintain this status and the investment vehicles are regulated by appropriate regulators such as the Central Bank of Ireland.

A more financially resilient workforce

With decades of expertise, we help organisations unlock the potential of financial wellness programmes. Our proven, data-driven approach ensures that solutions are tailored to the needs of your employees, creating a financially resilient and motivated team. These financial wellness programmes are designed to meet your company’s goals and help your employees effectively manage their finances, reducing stress and building confidence.

LifeSight Financial Wellness

Comprehensive personal financial advice

LifeSight Financial Advice delivers personalised financial planning solutions tailored to your members’ needs. Our expert financial advice team offers guidance to help you grow, protect, and plan your wealth for every stage of life.

LifeSight Financial Advice

The benefits

Meet our team

Find out more about the LifeSight management team and the independent governance board for the master trust.

Meet our team

Powered by WTW

At WTW, we provide data-driven, insight-led solutions in the areas of people, risk and capital that make your organization more resilient, motivate your workforce, and maximize performance. We work shoulder to shoulder with you, bringing diverse points of view and a deep commitment to your success.

By challenging one another, we achieve breakthroughs because only the best ideas survive. The result? Innovative solutions that meet your needs—informed by the global view and the local understanding of our colleagues around the world.

Together, we broaden your horizon and sharpen your focus. Transform your toughest challenges into actionable opportunities. And set your path for sustainable success.

Visit the WTW website